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Reduce your mortgage by thousands of dollars

Live your life free of financial worries

Slash repayment times by half or more

Get out of debt fast

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a simple wealth creation program designed for everyone

by an ex-financial planner

Financial Planner – Mortgage Broker – Accountant – Money Coach?​​​​​​​

Read All The Way To The End To See How You Can Benefit

You’ll be pleasantly surprised when you see how
EASY-TO-USE this program is.



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If you are locked into any sort of debt such as personal loan, car loan, home loan or other loans, then surely you must be frustrated that there is never any money left over for you and your family.

If you are tired of forever working for everyone else and having nothing left in your pocket, and your future prospects of living any sort of decent life seem like a distant wish, then SNAP out of it and PAY ATTENTION!

Feeling sorry for yourself won’t get you anywhere – but you already know that. So let’s get to work on the real issues at hand here. And that’s your MONEY.


Once upon a time, I was in your shoes. Unless you were born into wealth, then most people have been in the same situation.

So accepting the problem is the first step towards providing the solution.

I wasn’t always without debt.

​​​​​​​In fact, I probably made more stupid mistakes than you ever will.

  • I had personal loans all over the place
  • I re-mortgaged my home multiple times
  • I had 4 maxed out credit cards
  • I wasted all my great earnings on silly things
  • I earned lots of money and then lost it all
  • I have been poor and wealthy and poor again

But after years of trial and error and a ton of failure, I eventually worked
it all out 
and with every dollar I earned, I got closer to becoming debt free
and creating 
sustainable wealth.

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It was ironic that while I was a financial planner, the same question was always being put forward by women.

They would say, “I don’t want financial, retirement, investment or insurance advice. ALL I want to know is how do I manage my daily money?” These women were hurting and having difficulty understanding where the money was going and were desperate for guidance.

I would hear it with such regularity, that it seemed odd, until a few years later.

You see, without knowing it, I had developed a solution. All I had to do was formulate it. I already knew the people who were going use this needed it and wanted it. But it had to meet THREE criteria for them …

1. Is it easy?
2. Can I do it?
3. Will it work for me?

The answer is YES each time!

I had developed a strategy that worked over and over and over – time and again. Once you enter your information into the program, it provides results that are solution based. Now you can get access to this very same system.

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When I couldn’t find any program readily available, it meant that I had to go through the process of having one built.

​​​​​​​I‘m not a programmer or a techie, but I was able to find people who were, and they took my idea and turned it into a reality.

Not because it was easy – in fact it contains literally thousands of computations and algorithms – but because I was able to explain it simply.

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After many months of building, trialing, and testing 

They created something SPECIAL for YOU​​​​​​​

It has now been delivering results such as these

Dearest Nobby Kleinman,

Thank you so much for you amazingly straightforward book

Want More Money Honey?. I have to thank you for writing it, I feel like you are talking to me  Seriously though, I think if it wasn’t for your book and Money Rules Money Manager Program I would not have double-checked my Car Loan for repayment accuracy. After using your loan calculator it appears we are being overcharged each month for some reason, so this is flagged and I will be raising it with them. I’m happy to pay it out sooner, but I want to be charged the correct rate and for the extra payments to be calculated correctly. As mentioned recently, I’ve already ( in the last 2 weeks) paid $1000 off our Visa Card debt (permanently), revisited all of our insurances and we will be receiving hundreds in refunds from them with an additional 20% savings on our new policies (YAY!)

We’ve also made further savings on our weekly groceries, phone usage services with extras that don’t cost any more and cut out some non-discretionary items such as alcohol, thus reducing our expenditures by HUNDREDS per month and THOUSANDS per year. All in just 2 weeks !!! Imagine what I can do the next year!

You know… I spent years doing all of this on excel spreadsheets (which I am ok with but NOT GREAT), I over-complicate things and make it impossible for m Hubby to navigate or use. It’s just not user-friendly for him, then it becomes too hard for me. what I like about the Money Manager is that as I tweak things I can see in the graphs where I am saving and I get excited because I can see that it’s going to be ok, in fact, it’s going to be great, we will be reducing our debts sooner than the contracts which is so exciting, it means we can plan to save, sooner!

So thank you thank you thank you for getting my HEADSPACE in the RIGHT SPACE and giving me the tips. resources and tools to change my poor money mindset to a more positive GET GREEDY mindset. I really hope so many others get on to this Program and read your book because I know you and what you have created is going to make a massive difference to families and individuals and the economy around the world! How could it not!

So here’s to You “raises a cup of tea” with the greatest respect, admiration, and gratitude for helping with the shift, which no one else has been able to do.


                                        - Heather James - Melbourne

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Dearest Nobby Kleinman,

Money Rules is an incredible financial tool that has given us a crystal clear reality check of where we are heading financially. We call it our Financial Success Roadmap rather than referring to it as a budget. The program is so much more than just another boring old budget. It provides a wealth of information including graphs, forecasts and an ability to easily identify where things need to change. After losing my job we were feeling overwhelmed dealing with a variety of income streams and expenses relating to a large property portfolio, a small business and just one salary. Money Rules has provided an insight into our situation that we have never had before and set us up for a future where we have been given a new direction, can manage comfortably and feel in control again.

Thank you once again for you generosity and kindness.


                                    - Jo Cenko - Adelaide

Within hours I was online with Money Rules loading my personal expenses and seeing how my situation is. Simple, fast and great way to track where my money is going. Love the drop down box, serves as a great reminder and so many things we spend on that is easily forgotten. Not only should you grab a copy, but get one for someone you love, then all you have to do is implement.

​​​​​​​                                   - Silvia Tomarchino - Melbourne

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  • Imagine having CONTROL over your finances and being in charge of your life and money rather than others taking it from you

  • Imagine the FREEDOM of CHOICE to be able to SLEEP IN and then decide what to do later on in the DAY or NIGHT

  • Imagine WHERE, WHEN and HOW often you would take HOLIDAYS

  • Imagine if your life was no longer dictated by the shortage of funds in your pocket, but by the WEALTH in YOUR ACCOUNT

           and the PEACE in YOUR HEART.

If money was not an issue,

WHAT would you be doing right now?


 It was developed to work for EVERYONE irrespective of ​​​​​​​income, occupation or country 


Money Rules is the REVOLUTION



It IS the ANSWER to one common question

  • Now you can do it from the privacy of your own home.

  • There is no need to explain it to anyone.

  • You set your goals based on your own timeline. 

  • You will be challenged to ACHIEVE better results.

The world is full of programs, DVD's, books, education, training, brochures, and scammers. If they worked, then there would be no need to reinvent the wheel on how to manage your money.


  • SAVE YOU Thousands of Dollars of WASTED INTEREST

  • SAVE YOU Years of lost time

  • CREATE YOUR WEALTH just on your current income

  • GIVE YOU peace of mind and CONTROL of YOUR LIFE




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No Technical Skills Or Knowledge

Not only is Money Rules easy to use, but it comes with text and video tutorials and Help Desk.

    Results Are Extremely Fast & Accurate

You can have Money Rules up and work within hours depending on the amount of information.

Simple & Easy To Use

Entering information couldn’t be simpler. Consistency and ease of use are key in Money Rules.

Works Anywhere In The World

As long as you have an internet connection, you can access Money Rules from anywhere 24/7.

Once Only Investment

​​​​​​​Money Rules is available as a ONE TIME payment or monthly subscription.

Requires Minimum Time To Manage
Money Rules requires updating only when circumstances change on income or expenses.

Your data is SAFE & SECURE and NOT shared or sold to BANKS

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There is nothing else available that compares to Money Rules.

It was designed and developed by a qualified person who could see the desperate need people had which was not and still isn’t being fulfilled by conventional methods.

You simply are not being shown this because it means 
less profits to lenders.

What Money Rules does is not practiced or provided through accountants, financial planners, banks or lending institutions. 

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Have you ever considered asking the question –



For most of these businesses, this is not a profitable role, so you can’t blame them. Yet they all revolve around clients and their money and budgets.

  • Money Rules is SIMPLE and EFFECTIVE from the time you select your STRATEGY

  • Money Rules GUIDES YOU through the MONEY MAZE from beginning to end

  • Money Rules allows you to PREDICT and CONTROL YOUR FINANCIAL DESTINY

I know the power of positive outcomes because I have been there.


there is NO BETTER option than to have MONEY RULES as your personal

adviser on call 24 hours every day.

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You can go ahead in complete confidence.

BUY MONEY RULES and put it to the test for the next 30 days.

You can go ahead in complete confidence. BUY MONEY RULES and put it to the test for the next 30 days.

The worst that can happen is that you spend some time getting to know your finances. You get to see how much wasted interest you will pay.

You will get to see how many wasted years you will continue paying off your debts.

The best that can happen is that you get to know what your financial future looks like.

You’ll see how quickly you can eliminate your debt, how much wasted interest you can save, and the years you will stop paying wasted interest.

You will also get a glimpse into your future wealth, something no-one can accurately predict with using Money Rules.

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If you have debts and want to pay them off far more quickly with a proven system, then you can buy Money Rules in total confidence. If for some reason Money Rules does not show savings in overall debts of at least 10 (ten) times the investment in the program, then you should ask for a refund of your money and it will be happy provided. Be aware that milestone can be shown at the first strategy session when pushing the button to configure inside the program. So you can go ahead in total confidence that it will work for you or your money back.


   How Does Money Rules Work?

Money Rules is not a budgeting program but operates on money in, money out and the amount of debt. The program calculates various factors such as interest rates on debts and based on a strategy selected by the user, will then provide the optimum strategy in order to pay out debts to minimise interest and/or time for pay outs.

  Do I need to provide bank details?

The simple answer is NO. Money Rules has no need for any such personal details, and nothing is shared with any other organisation. Personal details do not identify any individual person. Information is collected in order to allow resources to be allocated for further product enhancements and customer participation.

  Are there any monthly fees?

Money Rules is a once only investment or a monthly subscription.
The only cost which may be payable is to any 
authorized or certified person who may act as an accountability coach or partner. Upgrades to this program will be will be included.

   What is Money Rules?

Money Rules is web-based program which calculates the most cost efficient method of paying out debts and using income to calculate wealth. As with all calculations, end results will vary for every person and results are dependent on human actions and involvement. All calculations are factually based upon information provided at the time of input.



Do you offer guidance?

Money Rules is a straight-forward program which provides calculations and guidance in respect of the order in which to pay down debt each month until such time as all debts are cleared. However, it is advisable to have an accountability partner to remain on track.​​​​​​​

Do I need to install anything?

Short answer is no. You will be provided with a password and username which you can change. The program is stored and managed in a cloud environment and as such, accessible from anywhere with an internet connection. You can use Windows or Mac to operate Money Rules.

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Financial Planner – Mortgage Broker

    Accountant – Money Coach

If you provide personal advice in respect of finance, financial planning, lending, or an associated industry, past or present, then you may qualify to become a Money Rules Certified Consultant.

This is a new industry and Money Rules is the complimentary disruptor in financial counseling. Money Rules is not a replacement for qualified financial advice in respect of any other service. However, it does fill the niche which is a huge gap in the personal money management space.

Money ‘coaching’ with professional advice will become the norm for people to get help with managing their money.

Money Rules makes it easy for people to manage their own outcomes and take back control over how their money is managed, and how they plan their future outcomes.

Even if you decide not to do it yourself, why not partner up with someone who will do it for you?

This is a great opportunity to get into the hearts and minds of your existing client base and make a difference in their lives. 

It’s time to re-engage with your clients and confirm your value as their adviser.

If you don’t, some-one else will. 

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People still require qualified guidance and accountability. Money Rules has this covered. And Money Rules will have you covered.

The financial services arena is a constantly shifting field of changing rules, regulation and legislation making it more and more difficult to be able to conduct business. Profitable survival will depend on diversification which will benefit all involved.

The industry is full of jargon and confusing terminology which drives consumers away creating even bigger problems, all which can be simply addressed in using Money Rules as a guide.

It’s time to turn the tide and return the power to the consumer.

If you want to be of benefit to your clients, the first step is to submit the application.

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